The COVID-19 situation has certainly changed the way the world of commerce operates. With the risk of infection ever-present, business entities are compelled to implement safety, sanitation, and social distancing protocols in an attempt to delay if not stop the spread of the disease.

The real estate industry is certainly not immune to the need for these precautionary measures. With many stages of the home buying process relying on face-to-face interactions, such protocols must not only be a prerequisite in real estate transactions, but a principle that everyone has to live by. With this in mind, here are some of the changes to expect in the home buying process.

Online mortgage approvals

The number of lenders allowing for the entire mortgage process to be done online has grown exponentially since the start of the COVID-19 pandemic. Basically, all that’s required to get your mortgage approved is to visit a lender’s website, create an account, and provide credit and financial information. Soon enough, your loan application will be assessed and once it’s closed, you can take the next steps towards owning a new home. Of course, care and attention must be observed so you don’t miss a detail and make mistakes you’ll regret. Don’t hesitate to consult a mortgage expert with your application.

Virtual tours

With a virtual tour, a real estate agent will walk you through the home using live video, so you can view features and have your questions answered in real time, just as they would be if you were physically onsite. An agent will connect with you via video conferencing tools like Facebook Messenger, Facetime, Skype, or WhatsApp and show you around, guiding you every step of the way. You get the same personalized customer attention as you’d usually expect from your agent, with absolutely zero risk to your health and safety.

Over-the-air transactions

Video conferencing tools will increasingly be used to conduct real estate business. Expect to handle negotiations, draft discussions, and resolve buyer/seller issues online. This way, each party can enjoy the convenience of conducting a real estate transaction without leaving the comfort of their own home. Real estate agents can facilitate these over-the-air transactions between the parties involved to ensure that the talks proceed smoothly and amicably.


In every real estate transaction, paperwork will need to be completed, documents signed, and deals sealed with a handshake. As you can imagine, it’s possible for disease transmission to occur under any of these circumstances — thus the need to conduct business remotely. With electronic signatures, otherwise known as e-sign, the issue of securing ‘wet ink’ signatures on documents in the era of social distancing can be overcome. Using e-sign apps such as HelloSign, PandaDoc, AdobeSign, and SignEasy can be used to efficiently complete documents that require your signature, anytime, anywhere.

By-appointment only viewings

A lot of open houses were cancelled when lockdown measures were announced. Now that the State of Utah is in the so-called ‘yellow phase’ and restrictions have been lifted somewhat in Summit County, real estate agents are still forgoing open houses in favor of by-appointment only showings. This way, physical distancing as well as the touching of surfaces can be better monitored. Homes can also be properly disinfected before the arrival of each guest.

Want to know more about how you can buy a home safely and securely during the COVID-19 pandemic?  Contact Team Schlopy, the #1 Real Estate Team at Coldwell Banker, at (435) 640-5660 or info@teamschlopy.com.